Prescription Discount Card FAQs

1. Why is this card different?
2. If I have insurance, will this card provide any extra benefit?
3. I have insurance. Can your card save me money on my final bill after my insurance pays their portion?
4. Does this card cover prescription drugs and over-the-counter drugs?
5. Does this card cost me anything?
6. What is the average savings on medications with this card?
7. Do I get the rebates instantly or will I be issued a reimbursement at a later date?
8. Are there any qualifications required to participate?
9. Does the pharmacy savings card work for all members of my family?
10. If I change pharmacies, is the card still valid?
11. Which pharmacies accept the pharmacy savings card?
12. My pharmacy isn’t on the list, can they participate?

1. Why is this card different?
   With an overall average savings of 60.4% last month, we stand out from the crowd in providing discount benefits to our members. This card will also provides a money back rebate on certain brand name drugs above the discount provided at the pharmacy. You save twice!
   
   
2. If I have insurance, will this card provide any extra benefit?
   YES – If your insurance does not cover certain drugs (ex – cosmetic drugs, brand names, prenatal vitamins, etc) then this card may save you money!  Also, if your insurance requires you to pay a deductible on your brand name drugs before covering them, then this card may be of benefit to you!
   
   
3. I have insurance. Can your card save me money on my final bill after my insurance pays their portion?
   The prescription discount card cannot be used in combination with insurance and co-payments. We recommend you ask your pharmacy which method (insurance vs discount card) will save you the most money on a particular prescription. This could vary by drug depending on your insurance carrier and if the drug is a brand or generic that you are purchasing.
   
   Not all drugs are going to be covered by your insurance plan, so this will save you money on those purchases. Plus, there are a large number of drugs that are under $7 when using the card. So, you’ll need to check with each prescription which gets you the better discount.
   
   If you have a deductible on your insurance, you need to send in copies of your receipts to your insurance provider to get credit applied to your deductible.
   
   
4. Does this card provide discount on prescription drugs and over-the counter drugs?
   This card only provides discounts for prescription drugs prescribed to you by a doctor. It does not cover over-the-counter drugs and medications like Zyrtec, Claritin, Tylenol, etc.
   
   
5. Does this card cost me anything?
   NO – The Pharmacy Savings Card alone does not cost you anything. If you choose to add any of the additional features and benefits available from Health & Lifestyle Perx to your pharmacy card benefit, then you will be charged appropriately on a monthly basis (please see chart for pricing). You have no obligation to add any additional benefits and if you choose to do so, you register on a month to month basis – there is no contract.
   
   
6. What is the average savings on medications with this card?
   The discount range varies depending on whether you are purchasing brand name or generic drugs and which brand name and generic medications you are buying. Your savings are similar to that of many prescription drug plans. The average savings range between 10-75% off retail prices.
   
   
7. Do I get the rebates instantly or will I be issued a reimbursement at a later date?
   When you purchase a brand name drug earning a rebate, you will receive a in the mail with the rebate amount. Many drugs offer $5-$25 rebates. The will become your permanent method of receiving subsequent rebates, so be sure to keep the card after initial use. Every time a rebate is earned, card holder will be notified by email of the amount and when the deposit occurs.
   
   
8. Are there any qualifications required to participate?
   NO – Everyone qualifies and there are no health restrictions.
   
   
9. Does the pharmacy savings card work for all members of my family?
   In order for all family members to obtain the instant rebates on certain brand name medications, each family member needs their own card.  You can obtain a card for each family member at no cost.  Go to http://itp.pharmacycard.org to learn more and register.
   
   
10. If I change pharmacies, is the card still valid?
    The first time you go to a new pharmacy they will need to add your information into their computer systems.
    
    
11. Which pharmacies accept the pharmacy savings card?
    The pharmacy savings card is valid at nearly all pharmacies in the United States, and most pharmacies in Puerto Rico and Guam.  Go to http://itp.pharmacycard.org/drug_lookup.php to locate pharmacies in your area.
    
    
12. My pharmacy isn’t on the list, can they participate?
    Yes. There are some pharmacies who accept the pharmacy savings card that are not on our list, if you find one please email us and we’ll update the list.  If they are not a current partner and are interested, email us and we’ll contact them.>